Consumer Protection Category

The Current Legal Issues Business Owners Need to Be Aware Of In Today's Business World


The well-known expression, 'it's a jungle out there,' can certainly be true when it comes to legal matters. As business owners, your eye is quite rightly trained on the bottom line, but the reality is that if you don't also pay attention to legal issues affecting your business, you could end up without a company at all.

Keep on the right side of the legal tracks by taking a proactive approach:

Don't discriminate

Getting and retaining the right person for the job might sound like a no-brainer, but even in 2014 discrimination and harassment are still major problems for the US working population.

This is not only unfair, but costs business billions of dollars each year.

Check out your recruitment and promotion procedures and ensure they do not directly or indirectly discriminate.

In terms of harassment, implementing effective grievance procedures, combined with awareness training may sound like a lot of work, but will help protect you from bad publicity and costly legal bills.


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Chapter 7 Bankruptcy, Consumer Protection, and Consequences


If you find yourself considering filing for bankruptcy, it’s important that you consult with a law firm. The choices that you make will have a lasting impact on your life and finances. Bankruptcy law is also quite complicated. For instance, contrary to what you might think, consumer protection in bankruptcy refers to the Bankruptcy Abuse Prevention and Consumer Protection Act. This act, sometimes referred to as the New Bankruptcy Law, actually makes it harder for some consumers to file bankruptcy under Chapter 7 and to require that they instead file under Chapter 13.

Why You May Not Get Everything Discharged

This enhancement in difficulty means that it is not as easy for you to qualify for Chapter 7 bankruptcy, even with a consumer protection lawyer. Chapter 7 is the form of bankruptcy in which consumers get the majority of their debts forgiven and discharged. Many consumers must now file under Chapter 13. Chapter 13, on the other hand, allows some discharge of debts, but only ...

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